“That is indeed a pity.  I suppose you haven’t much hope now?”

“Unless Mr. Peters comes back.  He is the only one we can think of to call upon.”

“What sort of a man is this Squire Davenport?”

“He is a very selfish man, who thinks only of his own interests.  We felt safe, because we did not suppose he would have any use for a small house like ours; but night before last he called on mother with the man he wants it for.”

“He cannot foreclose just yet, can he?” asked Mrs. Hamilton.

“No; we have three months to look around.”

“Three months is a long time,” said the lady cheerfully.  “A good deal can happen in three months.  Do the best you can, and keep up hope.”

“I shall try to do so.”

“You have reason to do so.  You may not save your house, but you have, probably, a good many years before you, and plenty of good fortune may be in store for you.”

The cheerful tone in which the lady spoke some how made Ben hopeful and sanguine, at any rate, for the time being.

“In this country, the fact that you are a poor boy will not stand in the way of your success.  The most eminent men of the day, in all branches of business, and in all professions, were once poor boys.  I dare say, looking at me, you don’t suppose I ever knew anything of poverty.”

“No,” said Ben.

“Yet I was the daughter of a bankrupt farmer, and my husband was clerk in a country store.  I am not going to tell you how he came to the city and prospered, leaving me, at his death, rich beyond my needs.  Yet that is his history and mine.  Does it encourage you?

“Yes, it does,” answered Ben earnestly.

“It is for that reason, perhaps, that I take an interest in country boys who are placed as my husband once was,” continued Mrs. Hamilton.  “But here we are at Broadway.  It only remains to express my acknowledgment of your timely assistance.”

“You are quite welcome,” said Ben.

“I am sure of that, but I am none the less indebted.  Do me the favor to accept this.”

She opened her portemonnaie, and taking from it a banknote, handed it to Ben.

In surprise he looked at it, and saw that it was a twenty-dollar bill.

“Did you know this was a twenty-dollar bill?” he asked in amazement.

“Certainly,” answered the lady, with a smile.  “It is less than ten per cent. of the amount I would have lost but for you.  I hope it will be of service to you.”

“I feel rich with it,” answered Ben.  “How can I thank you, Mrs. Hamilton?”

“Call on me at No. ——­ Madison Avenue, and do it in person, when you next come to the city,” said the lady, smiling.  “Now, if you will kindly call that stage, I will bid you good-by—­for the present.”

Ben complied with her request, and joyfully resumed his walk down Broadway.

CHAPTER XIII A STARTLING EVENT