“I suppose we must make up our minds to lose the house,” thought Ben.  “Squire Davenport is selfish and grasping, and there is little chance of turning him.”

He walked westward till he reached Madison Avenue.  A stage approached, being bound downtown, and, feeling tired, he got in.  The fare was but five cents, and he was willing to pay it.

Some half dozen other passengers beside himself were in the stage.  Opposite Ben sat a handsomely dressed, somewhat portly lady, of middle age, with a kindly expression.  Next her sat a young man, attired fashionably, who had the appearance of belonging to a family of position.  There were, besides, an elderly man, of clerical appearance; a nurse with a small child, a business man, intent upon the financial column of a leading paper, and a schoolboy.

Ben regarded his fellow-passengers with interest.  In Pentonville he seldom saw a new face.  Here all were new.  Our young hero was, though be did not know it, an embryo student of human nature.  He liked to observe men and women of different classes and speculate upon their probable position and traits.  It so happened that his special attention was attracted to the fashionably-attired young man.

“I suppose he belongs to a rich family, and has plenty of money,” thought Ben.  “It must be pleasant to be born with a gold spoon in your mouth, and know that you are provided for life.”

If Ben had been wiser he would have judged differently.  To be born to wealth removes all the incentives to action, and checks the spirit of enterprise.  A boy or man who finds himself gradually rising in the world, through his own exertions, experiences a satisfaction unknown to one whose fortune is ready-made.  However, in Ben’s present strait it is no wonder he regarded with envy the supposed young man of fortune.

Our hero was destined to be strangely surprised.  His eyes were unusually keen, and enabled him after a while to observe some rather remarkable movements on the part of the young man.  Though his eyes were looking elsewhere, Ben could see that his right hand was stealthily insinuating itself into the pocket of the richly-dressed lady at his side.

“Is it possible that he is a pickpocket?” thought Ben, in amazement.  “So nicely dressed as he is, too!”

It did not occur to Ben that he dressed well the better to avert suspicion from his real character.  Besides, a man who lives at other people’s expense can afford to dress well.

“What shall I do?” thought Ben, disturbed in mind.  “Ought I not to warn the lady that she is in danger of losing her money?”

While he was hesitating the deed was accomplished.  A pearl portemonnaie was adroitly drawn from the lady’s pocket and transferred to that of the young man.  It was done with incredible swiftness, but Ben’s sharp eyes saw it.

The young man yawned, and, turning away from the lady, appeared to be looking out of a window at the head of the coach.