True they have tried, but their efforts have been cast in the pattern of an outworn tradition.  Faced by failure of credit they have proposed only the lending of more money.  Stripped of the lure of profit by which to induce our people to follow their false leadership, they have resorted to exhortations, pleading tearfully for restored confidence.  They only know the rules of a generation of self-seekers.  They have no vision, and when there is no vision the people perish.

Yes, the money changers have fled from their high seats in the temple of our civilization.  We may now restore that temple to the ancient truths.  The measure of that restoration lies in the extent to which we apply social values more noble than mere monetary profit.

Happiness lies not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.  The joy, the moral stimulation of work no longer must be forgotten in the mad chase of evanescent profits.  These dark days, my friends, will be worth all they cost us if they teach us that our true destiny is not to be ministered unto but to minister to ourselves—­to our fellow men.

Recognition of that falsity of material wealth as the standard of success goes hand in hand with the abandonment of the false belief that public office and high political position are to be valued only by the standards of pride of place and personal profit; and there must be an end to a conduct in banking and in business which too often has given to a sacred trust the likeness of callous and selfish wrongdoing.  Small wonder that confidence languishes, for it thrives only on honesty, on honor, on the sacredness of obligations, on faithful protection, and on unselfish performance; without them it cannot live.

Restoration calls, however, not for changes in ethics alone.  This Nation is asking for action, and action now.

Our greatest primary task is to put people to work.  This is no unsolvable problem if we face it wisely and courageously.  It can be accomplished in part by direct recruiting by the Government itself, treating the task as we would treat the emergency of a war, but at the same time, through this employment, accomplishing greatly needed projects to stimulate and reorganize the use of our great natural resources.

Hand in hand with that we must frankly recognize the overbalance of population in our industrial centers and, by engaging on a national scale in a redistribution, endeavor to provide a better use of the land for those best fitted for the land.  Yes, the task can be helped by definite efforts to raise the values of agricultural products and with this the power to purchase the output of our cities.  It can be helped by preventing realistically the tragedy of the growing loss through foreclosure of our small homes and our farms.  It can be helped by insistence that the Federal, the State, and the local governments act forthwith on the demand that their cost be drastically